NJ Car Accident Lawyer Explains Who Can Make PIP Claims
Introduction
Welcome to Berggren & Turturice Law Firm, a renowned legal establishment providing expert advice and guidance to individuals involved in car accidents in New Jersey. Our experienced NJ car accident lawyers are here to help you navigate the complex process of Personal Injury Protection (PIP) claims. In this informative guide, we will explain who can make PIP claims after a car accident in NJ, and provide detailed insights into the eligibility criteria and the process involved.
Understanding Personal Injury Protection (PIP) Claims
In NJ, Personal Injury Protection (PIP) coverage is a mandatory component of auto insurance policies. It provides medical expense benefits and other related costs for injuries sustained during a car accident, regardless of fault. PIP claims are made to recover expenses for medical treatment, lost wages, and essential services related to the accident.
Eligibility for Making PIP Claims
Not everyone involved in a car accident in NJ is eligible to make PIP claims. To be eligible, the following criteria must be met:
- Ownership or Operation: You must either own the vehicle involved in the accident or have been operating it at the time of the accident.
- Residential Requirement: The accident must have occurred in NJ, or you must be a NJ resident to make a PIP claim.
- Exception for Passengers: If you were a passenger in the vehicle, you can make a PIP claim against the driver's insurance policy.
Process of Making PIP Claims
Understanding the process of making PIP claims is crucial to ensure a smooth and successful claim submission. Here's a step-by-step guide:
- Report the Accident: Immediately report the accident to your insurance company and provide them with all the necessary details, such as the date, time, location, and parties involved.
- Seek Medical Attention: Get medical treatment for your injuries as soon as possible. Ensure you keep all medical records and bills for future reference.
- Document Expenses: Keep a detailed record of all expenses related to the accident, including medical bills, lost wages, and any other costs incurred due to the accident.
- Submit the PIP Application: Complete and submit the PIP application form to your insurance company within the required time frame. Make sure to include all relevant documents and evidence supporting your claim.
- Cooperate with Insurance Adjusters: Cooperate with the insurance adjusters assigned to your claim. They may request additional documentation or conduct investigations.
- Appeal or Litigation (if needed): If your claim is denied or undervalued, you have the right to appeal or, if necessary, seek legal representation to file a lawsuit against the insurance company.
Importance of Legal Guidance
While the PIP claims process may initially seem straightforward, complexities often arise, and insurance companies may attempt to minimize your claim. Seeking legal guidance from experienced car accident lawyers, such as Berggren & Turturice, can significantly improve your chances of receiving fair compensation. Our dedicated team will assist you in gathering evidence, negotiating with insurance companies, and, if needed, representing you in court.
Choose Berggren & Turturice for Expert Legal Assistance
If you or a loved one has been involved in a car accident in NJ and needs assistance in making PIP claims, Berggren & Turturice Law Firm is here to support you. With our extensive experience and in-depth knowledge of NJ car accident laws, we are well-equipped to handle the complexities of PIP claims and ensure you receive the compensation you deserve. Contact us today to schedule a consultation with our skilled NJ car accident lawyers!
